{"id":11147,"date":"2015-01-01T11:49:17","date_gmt":"2015-01-01T11:49:17","guid":{"rendered":"https:\/\/www.pennygolightly.com\/\/?p=11147"},"modified":"2015-01-29T20:23:21","modified_gmt":"2015-01-29T20:23:21","slug":"jump-start-january-week-1-day-1","status":"publish","type":"post","link":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/","title":{"rendered":"Jump Start January: Week 1 Day 1"},"content":{"rendered":"<p>Hiya. How&#8217;s your hangover? Oh yeah, and a very happy New Year to all of you &#8211; hope it&#8217;s a good one. As usual, I have no resolutions because I find them impossible to stick to, so I&#8217;ve come up with a more manageable 30-day challenge.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-11148 lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2015\/01\/jump-start-january-2015-300x150.jpg\" alt=\"jump start january 2015\" width=\"500\" height=\"250\" \/><noscript><img decoding=\"async\" class=\"aligncenter wp-image-11148 lazyload\" src=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2015\/01\/jump-start-january-2015-300x150.jpg\" alt=\"jump start january 2015\" width=\"500\" height=\"250\" srcset=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015-300x150.jpg 300w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg 600w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/noscript><\/p>\n<p>The underlying themes, as always, are personal finance and general wellbeing. In addition to this, each week&#8217;s going to be based around a different subject.<\/p>\n<h2>Here&#8217;s the running order for January 2015:<\/h2>\n<ul>\n<li><em><strong>Week 1<\/strong><\/em> &#8211; Personal finance (small steps that build to make something bigger), see daily listings below<\/li>\n<li><em><strong>Week 2<\/strong><\/em> &#8211; <a title=\"Jump Start January: Week 2 Day 1\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-week-2-day-1-2\/\" target=\"_blank\"><strong>Decluttering, spring cleaning and organising<\/strong><\/a> (even if you&#8217;re feeling overwhelmed)<\/li>\n<li><em><strong>Week 3<\/strong><\/em> &#8211; <a title=\"Jump Start January: Week 3 Day 1\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-week-3-day-1-2\/\" target=\"_blank\"><strong>Increasing income &amp; improving productivity<\/strong><\/a><\/li>\n<li><em><strong>Week 4<\/strong><\/em> &#8211; <a title=\"Tenner Week Jan 2015: Day 1\" href=\"https:\/\/www.pennygolightly.com\/\/tenner-week-jan-2015-day-1\/\" target=\"_blank\"><strong>Tenner Week<\/strong><\/a> (live on a budget of \u00a310, pull your finances into line before payday)<\/li>\n<li><em><strong>Last few days<\/strong><\/em> &#8211; <a title=\"Jump Start January 2015: Day 29\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-2015-day-29\/\" target=\"_blank\"><strong>Fine tuning<\/strong><\/a> (the difference between success &amp; failure with budgets\/plans)<\/li>\n<\/ul>\n<h2>The personal finance week schedule is as follows:<\/h2>\n<ul>\n<li>Day 1: Think about main priorities and goals (see below)<\/li>\n<li>Day 2: &#8216;Small picture&#8217; records &#8211; <a title=\"Jump Start January: Week 1 Day 2\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-week-1-day-2\/\" target=\"_blank\"><strong>start a spending diary<\/strong><\/a><\/li>\n<li>Day 3: Small savings &#8211; <a title=\"Jump Start January: Week 1 Day 3\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-week-1-day-3-2\/\" target=\"_blank\"><strong>in the coin jar<\/strong><\/a><\/li>\n<li>Day 4: &#8216;Big picture&#8217; records &#8211; <a href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-week-1-day-4-2\/\" target=\"_blank\"><strong>financial filing<\/strong><\/a><\/li>\n<li>Day 5: The War on Error &#8211; <strong><a title=\"Jump Start January: Week 1 Day 5\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-week-1-day-5-2\/\" target=\"_blank\">check, check, check<\/a><\/strong><\/li>\n<li>Day 6: Quick wins &#8211; <a title=\"Jump Start January: Week 1 Day 6\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-week-1-day-6-2\/\" target=\"_blank\"><strong>cut an overspend or reclaim something<\/strong><\/a><\/li>\n<li>Day 7: Bigger savings &#8211; <a title=\"Jump Start January: Week 1 Day 7\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-january-week-1-day-7-2\/\" target=\"_blank\"><strong>stop dreaming, start doing<\/strong><\/a><\/li>\n<\/ul>\n<h3 style=\"text-align: center;\">\u00a0***<\/h3>\n<h3>Today&#8217;s simple, manageable activity<\/h3>\n<p>Today is <em><strong>ten minutes to hear yourself think<\/strong><\/em> day. Get away from the noise and have a think about your current situation and your priorities.<\/p>\n<p>It&#8217;s not an exercise in beating yourself up or feeling guilty, it&#8217;s about considering your current situation and making some realistic plans.<\/p>\n<p>Consider:<\/p>\n<ul>\n<li>Your general financial situation, and your main goal for the year.<\/li>\n<li>Your general personal situation, and your main goal for the year.<\/li>\n<\/ul>\n<p>Don&#8217;t try to set several goals or make huge generalised resolutions. If you like, you can pick one or two secondary goals but it&#8217;s probably easiest to simply stick to the two main ones. The less you weigh yourself down with, the easier it is to prioritise.<\/p>\n<p>So, for your financial situation, of course everyone&#8217;s going to be different. Here are a few possibilities:<\/p>\n<ul>\n<li>In debt and debt is getting out of control &gt;&gt; Tackle my debts, gain control, start paying them off (some people will be able to pay them off completely, depending upon size of debt and income)<\/li>\n<li>In debt, but in control and paying it off &gt;&gt; Continue to control my finances and pay off a specific amount of debt, or clear it completely<\/li>\n<li>Not in debt, but only just keeping head above water financially &gt;&gt; Keep my finances stable, spend less, earn more, start saving &#8211; or any combination of these<\/li>\n<li>Not in debt &gt;&gt; Pay off extra chunk of my mortgage, earn more (get a pay rise, a better job, start a business etc), save more, invest more, improve potential retirement income etc, etc<\/li>\n<\/ul>\n<p>That&#8217;s not an exhaustive list, but should give you some good places to start.<\/p>\n<p>For example, I&#8217;ve had an idea for a little microbusiness that I&#8217;ll be starting in the next three months or so, so that&#8217;s hopefully going to provide a new source of income. My secondary goal will be to put any post-tax money it raises towards savings and investments.<\/p>\n<p>As for the personal goals, well, how long is a piece of string? You will probably have something unique to you that you&#8217;ll want to enjoy, achieve, improve or fix.<\/p>\n<p>My personal goal is to have a proper holiday this year. At least seven days away somewhere beautiful and interesting, probably September or October. That gives me some time to start saving up, so I&#8217;ll be setting myself monthly targets for it soon.<\/p>\n<p>Now write your two main goals down on a file card or a postcard, and stick them somewhere that you&#8217;re going to see them every day. For me that&#8217;s on the office pinboard, but you could use the fridge door, car dashboard, hall mirror, wallet, computer wallpaper or virtual desktop note, whatever you like. Add an image too &#8211; it can give you some extra motivation.<\/p>\n<p><span style=\"color: #800080;\"><strong>That&#8217;s it for today! What are your two main goals right now, financial and personal?<\/strong><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hiya. How&#8217;s your hangover? Oh yeah, and a very happy New Year to all of you &#8211; hope it&#8217;s a good one. As usual, I have no resolutions because I find them impossible to stick to, so I&#8217;ve come up with a more manageable 30-day challenge. The underlying themes, as always, are personal finance and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":11148,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[488],"tags":[],"class_list":["post-11147","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jump-start"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Jump Start January: Week 1 Day 1 &#8211; Penny Golightly<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jump Start January: Week 1 Day 1 &#8211; Penny Golightly\" \/>\n<meta property=\"og:description\" content=\"Hiya. How&#8217;s your hangover? Oh yeah, and a very happy New Year to all of you &#8211; hope it&#8217;s a good one. As usual, I have no resolutions because I find them impossible to stick to, so I&#8217;ve come up with a more manageable 30-day challenge. The underlying themes, as always, are personal finance and...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/\" \/>\n<meta property=\"og:site_name\" content=\"Penny Golightly\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pennygolightly.com\/\" \/>\n<meta property=\"article:published_time\" content=\"2015-01-01T11:49:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2015-01-29T20:23:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Penny Golightly\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/PennyGolightly\" \/>\n<meta name=\"twitter:site\" content=\"@PennyGolightly\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Penny Golightly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/\"},\"author\":{\"name\":\"Penny Golightly\",\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/person\/41a4adf6c326fefb6e6a9d5c41ea6498\"},\"headline\":\"Jump Start January: Week 1 Day 1\",\"datePublished\":\"2015-01-01T11:49:17+00:00\",\"dateModified\":\"2015-01-29T20:23:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/\"},\"wordCount\":720,\"commentCount\":4,\"publisher\":{\"@id\":\"https:\/\/www.pennygolightly.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg\",\"articleSection\":[\"Jump Start 30 day challenge\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/\",\"url\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/\",\"name\":\"Jump Start January: Week 1 Day 1 &#8211; Penny Golightly\",\"isPartOf\":{\"@id\":\"https:\/\/www.pennygolightly.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg\",\"datePublished\":\"2015-01-01T11:49:17+00:00\",\"dateModified\":\"2015-01-29T20:23:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#primaryimage\",\"url\":\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg\",\"contentUrl\":\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg\",\"width\":600,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.pennygolightly.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Thrifty challenges\",\"item\":\"https:\/\/www.pennygolightly.com\/category\/thrifty-challenges\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Jump Start 30 day challenge\",\"item\":\"https:\/\/www.pennygolightly.com\/category\/money-saving-challenge\/jump-start\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Jump Start January: Week 1 Day 1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pennygolightly.com\/#website\",\"url\":\"https:\/\/www.pennygolightly.com\/\",\"name\":\"Penny Golightly\",\"description\":\"Thrifty lifestyle, better budgeting &amp; living well on less\",\"publisher\":{\"@id\":\"https:\/\/www.pennygolightly.com\/#organization\"},\"alternateName\":\"Penny Golightly\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pennygolightly.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pennygolightly.com\/#organization\",\"name\":\"Penny Golightly\",\"alternateName\":\"PennyGolightly\",\"url\":\"https:\/\/www.pennygolightly.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2023\/04\/penny-martini-sq.png\",\"contentUrl\":\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2023\/04\/penny-martini-sq.png\",\"width\":327,\"height\":327,\"caption\":\"Penny Golightly\"},\"image\":{\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/pennygolightly.com\/\",\"https:\/\/x.com\/PennyGolightly\",\"https:\/\/www.instagram.com\/golightlygardens\",\"https:\/\/www.linkedin.com\/in\/pennygolightly\/\",\"https:\/\/www.pinterest.co.uk\/Penny_Golightly\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/person\/41a4adf6c326fefb6e6a9d5c41ea6498\",\"name\":\"Penny Golightly\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/197ed2c7e1ebe08e7a982d16d446a685?s=96&d=blank&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/197ed2c7e1ebe08e7a982d16d446a685?s=96&d=blank&r=g\",\"caption\":\"Penny Golightly\"},\"description\":\"Cheapest, cheekiest, chic-est.\",\"sameAs\":[\"https:\/\/x.com\/https:\/\/twitter.com\/PennyGolightly\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Jump Start January: Week 1 Day 1 &#8211; Penny Golightly","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/","og_locale":"en_GB","og_type":"article","og_title":"Jump Start January: Week 1 Day 1 &#8211; Penny Golightly","og_description":"Hiya. How&#8217;s your hangover? Oh yeah, and a very happy New Year to all of you &#8211; hope it&#8217;s a good one. As usual, I have no resolutions because I find them impossible to stick to, so I&#8217;ve come up with a more manageable 30-day challenge. The underlying themes, as always, are personal finance and...","og_url":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/","og_site_name":"Penny Golightly","article_publisher":"https:\/\/www.facebook.com\/pennygolightly.com\/","article_published_time":"2015-01-01T11:49:17+00:00","article_modified_time":"2015-01-29T20:23:21+00:00","og_image":[{"width":600,"height":300,"url":"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg","type":"image\/jpeg"}],"author":"Penny Golightly","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/PennyGolightly","twitter_site":"@PennyGolightly","twitter_misc":{"Written by":"Penny Golightly","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#article","isPartOf":{"@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/"},"author":{"name":"Penny Golightly","@id":"https:\/\/www.pennygolightly.com\/#\/schema\/person\/41a4adf6c326fefb6e6a9d5c41ea6498"},"headline":"Jump Start January: Week 1 Day 1","datePublished":"2015-01-01T11:49:17+00:00","dateModified":"2015-01-29T20:23:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/"},"wordCount":720,"commentCount":4,"publisher":{"@id":"https:\/\/www.pennygolightly.com\/#organization"},"image":{"@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg","articleSection":["Jump Start 30 day challenge"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/","url":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/","name":"Jump Start January: Week 1 Day 1 &#8211; Penny Golightly","isPartOf":{"@id":"https:\/\/www.pennygolightly.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#primaryimage"},"image":{"@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg","datePublished":"2015-01-01T11:49:17+00:00","dateModified":"2015-01-29T20:23:21+00:00","breadcrumb":{"@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#primaryimage","url":"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg","contentUrl":"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2015\/01\/jump-start-january-2015.jpg","width":600,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/www.pennygolightly.com\/jump-start-january-week-1-day-1\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pennygolightly.com\/"},{"@type":"ListItem","position":2,"name":"Thrifty challenges","item":"https:\/\/www.pennygolightly.com\/category\/thrifty-challenges\/"},{"@type":"ListItem","position":3,"name":"Jump Start 30 day challenge","item":"https:\/\/www.pennygolightly.com\/category\/money-saving-challenge\/jump-start\/"},{"@type":"ListItem","position":4,"name":"Jump Start January: Week 1 Day 1"}]},{"@type":"WebSite","@id":"https:\/\/www.pennygolightly.com\/#website","url":"https:\/\/www.pennygolightly.com\/","name":"Penny Golightly","description":"Thrifty lifestyle, better budgeting &amp; living well on less","publisher":{"@id":"https:\/\/www.pennygolightly.com\/#organization"},"alternateName":"Penny Golightly","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pennygolightly.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.pennygolightly.com\/#organization","name":"Penny Golightly","alternateName":"PennyGolightly","url":"https:\/\/www.pennygolightly.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.pennygolightly.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2023\/04\/penny-martini-sq.png","contentUrl":"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2023\/04\/penny-martini-sq.png","width":327,"height":327,"caption":"Penny Golightly"},"image":{"@id":"https:\/\/www.pennygolightly.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pennygolightly.com\/","https:\/\/x.com\/PennyGolightly","https:\/\/www.instagram.com\/golightlygardens","https:\/\/www.linkedin.com\/in\/pennygolightly\/","https:\/\/www.pinterest.co.uk\/Penny_Golightly\/"]},{"@type":"Person","@id":"https:\/\/www.pennygolightly.com\/#\/schema\/person\/41a4adf6c326fefb6e6a9d5c41ea6498","name":"Penny Golightly","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.pennygolightly.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/197ed2c7e1ebe08e7a982d16d446a685?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/197ed2c7e1ebe08e7a982d16d446a685?s=96&d=blank&r=g","caption":"Penny Golightly"},"description":"Cheapest, cheekiest, chic-est.","sameAs":["https:\/\/x.com\/https:\/\/twitter.com\/PennyGolightly"]}]}},"_links":{"self":[{"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/posts\/11147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/comments?post=11147"}],"version-history":[{"count":0,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/posts\/11147\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/media\/11148"}],"wp:attachment":[{"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/media?parent=11147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/categories?post=11147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/tags?post=11147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}