{"id":2014,"date":"2012-01-01T09:30:38","date_gmt":"2012-01-01T09:30:38","guid":{"rendered":"https:\/\/www.pennygolightly.com\/\/?p=2014"},"modified":"2011-12-31T23:48:37","modified_gmt":"2011-12-31T23:48:37","slug":"jump-start-january-my-week-1-personal-finance-plan","status":"publish","type":"post","link":"https:\/\/www.pennygolightly.com\/jump-start-january-my-week-1-personal-finance-plan\/","title":{"rendered":"Jump Start January: My Week 1 personal finance plan"},"content":{"rendered":"<p>Erk, 2012 already. PRESSURE. It&#8217;s the first day of January, and the first week of the Jump Start. Let&#8217;s start it gently and easily just in case anyone&#8217;s feeling a little, y&#8217;know, delicate.<\/p>\n<p><em><strong>Week 1 is Personal Finance week<\/strong><\/em>, with one simple task each day designed to make a small difference to your fortunes over the space of the next seven days.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2011\/12\/jump-leads.jpg\"><img decoding=\"async\" class=\"size-full wp-image-2015 aligncenter lazyload\" title=\"jump leads\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2011\/12\/jump-leads.jpg\" alt=\"\" width=\"225\" height=\"225\" \/><noscript><img decoding=\"async\" class=\"size-full wp-image-2015 aligncenter lazyload\" title=\"jump leads\" src=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2011\/12\/jump-leads.jpg\" alt=\"\" width=\"225\" height=\"225\" srcset=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2011\/12\/jump-leads.jpg 225w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2011\/12\/jump-leads-150x150.jpg 150w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/><\/noscript><\/a><\/p>\n<p>Here&#8217;s my daily to-do list&#8230;<!--more--><\/p>\n<ul>\n<li>1: Start a daily spending diary (nice and easy for New Year&#8217;s Day)<\/li>\n<li>2: Get the last 12 months&#8217; bank statements together to review<\/li>\n<li>3: Cancel a standing order if not in use or offering value<\/li>\n<li>4: Work out how to earn a few extra \u00a3 in 2012<\/li>\n<li>5: Make sure credit card is completely paid off<\/li>\n<li>6: Create a one-page net worth summary<\/li>\n<li>7: Write up latest set of business records for tax and NI<\/li>\n<\/ul>\n<p>So that&#8217;s monitoring, analysis, cutting waste, creating additional income, debt-free living, and self-employment\/tax. Quite a number of different topics to touch upon in the next few days. I&#8217;ll keep you posted about progress.<\/p>\n<p>Your plan for the week might be different if you&#8217;re, say, paying off debts or thinking about downsizing, funding a course of study, or taking care of another priority.<\/p>\n<p><strong>Are you having a go at Jump Start January? How would you do Week One differently?<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Erk, 2012 already. PRESSURE. It&#8217;s the first day of January, and the first week of the Jump Start. Let&#8217;s start it gently and easily just in case anyone&#8217;s feeling a little, y&#8217;know, delicate. Week 1 is Personal Finance week, with one simple task each day designed to make a small difference to your fortunes over&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[488],"tags":[],"class_list":["post-2014","post","type-post","status-publish","format-standard","hentry","category-jump-start"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Jump Start January: My Week 1 personal finance plan  &#8211; Penny Golightly<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pennygolightly.com\/jump-start-january-my-week-1-personal-finance-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jump Start January: My Week 1 personal finance plan  &#8211; Penny Golightly\" \/>\n<meta property=\"og:description\" content=\"Erk, 2012 already. 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