{"id":3472,"date":"2013-03-11T20:39:34","date_gmt":"2013-03-11T20:39:34","guid":{"rendered":"https:\/\/www.pennygolightly.com\/\/?p=3472"},"modified":"2013-03-14T19:01:01","modified_gmt":"2013-03-14T19:01:01","slug":"march-spring-clean-day-11","status":"publish","type":"post","link":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-11\/","title":{"rendered":"March Spring Clean: Day 11"},"content":{"rendered":"<p>We&#8217;re carrying on with the second week of our March Spring Clean, and today&#8217;s going to be a quiet moment to think about your finances.<\/p>\n<p><em><strong>What&#8217;s your worst financial habit?<\/strong><\/em> Or, looking at this from a slightly different angle, do you have any habits that are costing you too much money? You might know the answer to this right away, even if it&#8217;s hard to admit it to yourself at first. Have a really good think about it.<\/p>\n<p style=\"text-align: center;\"><a href=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-work-out-bad-financial-habits.jpg\"><img decoding=\"async\" class=\"size-full wp-image-3476 aligncenter lazyload\" alt=\"march spring clean jump start work out bad financial habits\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-work-out-bad-financial-habits.jpg\" width=\"400\" height=\"400\" \/><noscript><img decoding=\"async\" class=\"size-full wp-image-3476 aligncenter lazyload\" alt=\"march spring clean jump start work out bad financial habits\" src=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-work-out-bad-financial-habits.jpg\" width=\"400\" height=\"400\" srcset=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-work-out-bad-financial-habits.jpg 400w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-work-out-bad-financial-habits-150x150.jpg 150w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-work-out-bad-financial-habits-300x300.jpg 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/noscript><\/a><\/p>\n<p>Sometimes our worst habits aren&#8217;t so obvious, however. If you can&#8217;t quickly name your worst money-related habit, you can try going though your bank or credit card statements to see where all the money goes each month &#8211; you might find there&#8217;s an especially large monthly bill of some sort, a high frequency of certain types of purchase, or maybe there&#8217;s a lot of cash coming out of the ATM.<\/p>\n<p>If the picture still doesn&#8217;t become clear, you can try starting a spending diary today and keeping it for a week, or even a month. I&#8217;ve been keeping these on and off for a while, and they&#8217;re always good for showing me when I&#8217;m slipping back into any bad old habits.<\/p>\n<p>That&#8217;s it for today, but we&#8217;re going to carry on with this theme tomorrow.<\/p>\n<p style=\"text-align: center;\">***<\/p>\n<p>If you\u2019d like a full month-long Jump Start programme with lots of extra activities and resources \u2013 including a comprehensive Tenner Week \u2013 we\u2019ve made one in ebook format that can be downloaded from Amazon.\u00a0<a title=\"Jump Start ebook\" href=\"https:\/\/www.pennygolightly.com\/\/jump-start-ebook\/\" target=\"_blank\">Find out more about the Jump Start 2013 ebook<\/a>.<\/p>\n<p style=\"text-align: center;\">***<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We&#8217;re carrying on with the second week of our March Spring Clean, and today&#8217;s going to be a quiet moment to think about your finances. What&#8217;s your worst financial habit? Or, looking at this from a slightly different angle, do you have any habits that are costing you too much money? You might know the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[488],"tags":[],"class_list":["post-3472","post","type-post","status-publish","format-standard","hentry","category-jump-start"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>March Spring Clean: Day 11 &#8211; Penny Golightly<\/title>\n<meta name=\"description\" content=\"Day 11 of the March Spring Clean and day 4 of personal finance week. 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