{"id":3487,"date":"2013-03-14T19:51:01","date_gmt":"2013-03-14T19:51:01","guid":{"rendered":"https:\/\/www.pennygolightly.com\/\/?p=3487"},"modified":"2013-03-14T19:51:37","modified_gmt":"2013-03-14T19:51:37","slug":"march-spring-clean-day-14","status":"publish","type":"post","link":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/","title":{"rendered":"March Spring Clean: Day 14"},"content":{"rendered":"

It’s the last day of our March Spring Clean week of personal finance actions – and tomorrow is the start of Tenner Week! We have one more activity today to tidy up your cash flow before we start living on those budgets of \u00a310.<\/p>\n

Right now, it’s time to consider our personal priorities, and start to make some basic plans. Often, hoping for the best isn’t enough, and to really achieve personal goals we need to decide what’s most important and work out how we’re going to get there.<\/p>\n

\"march

Consider making a shorter term plan, and a longer term plan. Try to make them as specific as possible (instead of ‘be rich’ you need to say have \u00a3X in savings etc), and make a sensible plan of how to get there, preferably with a time limit.<\/p>\n

For example, one of my short term plans is to put \u00a3300 away for the Christmas fund, and put \u00a3300 back in my emergency fund. A longer term plan is to pay for further home improvements (although I really, really don’t want to see any more builders for a good long while, thanks).<\/p>\n

You might like to pay off an outstanding bill, get rid of one or more debts, save up for a holiday, stick to a budget for 6 months, make some investments, create an emergency fund, pay for your studies, or whatever else you think is important.<\/p>\n

What are your plans? How are you going to achieve them?<\/strong><\/p>\n

***<\/p>\n

If you\u2019d like a full month-long Jump Start programme with lots of extra activities and resources \u2013 including a comprehensive Tenner Week \u2013 we\u2019ve made one in ebook format that can be downloaded from Amazon.\u00a0Find out more about the Jump Start 2013 ebook<\/a>.<\/p>\n

***<\/p>\n","protected":false},"excerpt":{"rendered":"

It’s the last day of our March Spring Clean week of personal finance actions – and tomorrow is the start of Tenner Week! We have one more activity today to tidy up your cash flow before we start living on those budgets of \u00a310. Right now, it’s time to consider our personal priorities, and start…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[488],"tags":[],"class_list":["post-3487","post","type-post","status-publish","format-standard","hentry","category-jump-start"],"yoast_head":"\nMarch Spring Clean: Day 14 – Penny Golightly<\/title>\n<meta name=\"description\" content=\"Today in our jump start month it's time to turn our hopes and dreams into reality - time to make a financial plan, pay off debts or start savings\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"March Spring Clean: Day 14 – Penny Golightly\" \/>\n<meta property=\"og:description\" content=\"Today in our jump start month it's time to turn our hopes and dreams into reality - time to make a financial plan, pay off debts or start savings\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/\" \/>\n<meta property=\"og:site_name\" content=\"Penny Golightly\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pennygolightly.com\/\" \/>\n<meta property=\"article:published_time\" content=\"2013-03-14T19:51:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2013-03-14T19:51:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg\" \/>\n<meta name=\"author\" content=\"Penny Golightly\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/PennyGolightly\" \/>\n<meta name=\"twitter:site\" content=\"@PennyGolightly\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Penny Golightly\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/\"},\"author\":{\"name\":\"Penny Golightly\",\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/person\/41a4adf6c326fefb6e6a9d5c41ea6498\"},\"headline\":\"March Spring Clean: Day 14\",\"datePublished\":\"2013-03-14T19:51:01+00:00\",\"dateModified\":\"2013-03-14T19:51:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/\"},\"wordCount\":295,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.pennygolightly.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg\",\"articleSection\":[\"Jump Start 30 day challenge\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/\",\"url\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/\",\"name\":\"March Spring Clean: Day 14 – Penny Golightly\",\"isPartOf\":{\"@id\":\"https:\/\/www.pennygolightly.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg\",\"datePublished\":\"2013-03-14T19:51:01+00:00\",\"dateModified\":\"2013-03-14T19:51:37+00:00\",\"description\":\"Today in our jump start month it's time to turn our hopes and dreams into reality - time to make a financial plan, pay off debts or start savings\",\"breadcrumb\":{\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#primaryimage\",\"url\":\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg\",\"contentUrl\":\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg\",\"width\":400,\"height\":400},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.pennygolightly.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Thrifty challenges\",\"item\":\"https:\/\/www.pennygolightly.com\/category\/thrifty-challenges\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Jump Start 30 day challenge\",\"item\":\"https:\/\/www.pennygolightly.com\/category\/money-saving-challenge\/jump-start\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"March Spring Clean: Day 14\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.pennygolightly.com\/#website\",\"url\":\"https:\/\/www.pennygolightly.com\/\",\"name\":\"Penny Golightly\",\"description\":\"Thrifty lifestyle, better budgeting & living well on less\",\"publisher\":{\"@id\":\"https:\/\/www.pennygolightly.com\/#organization\"},\"alternateName\":\"Penny Golightly\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.pennygolightly.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.pennygolightly.com\/#organization\",\"name\":\"Penny Golightly\",\"alternateName\":\"PennyGolightly\",\"url\":\"https:\/\/www.pennygolightly.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2023\/04\/penny-martini-sq.png\",\"contentUrl\":\"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2023\/04\/penny-martini-sq.png\",\"width\":327,\"height\":327,\"caption\":\"Penny Golightly\"},\"image\":{\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/pennygolightly.com\/\",\"https:\/\/x.com\/PennyGolightly\",\"https:\/\/www.instagram.com\/golightlygardens\",\"https:\/\/www.linkedin.com\/in\/pennygolightly\/\",\"https:\/\/www.pinterest.co.uk\/Penny_Golightly\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/person\/41a4adf6c326fefb6e6a9d5c41ea6498\",\"name\":\"Penny Golightly\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.pennygolightly.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/197ed2c7e1ebe08e7a982d16d446a685?s=96&d=blank&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/197ed2c7e1ebe08e7a982d16d446a685?s=96&d=blank&r=g\",\"caption\":\"Penny Golightly\"},\"description\":\"Cheapest, cheekiest, chic-est.\",\"sameAs\":[\"https:\/\/x.com\/https:\/\/twitter.com\/PennyGolightly\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"March Spring Clean: Day 14 – Penny Golightly","description":"Today in our jump start month it's time to turn our hopes and dreams into reality - time to make a financial plan, pay off debts or start savings","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/","og_locale":"en_GB","og_type":"article","og_title":"March Spring Clean: Day 14 – Penny Golightly","og_description":"Today in our jump start month it's time to turn our hopes and dreams into reality - time to make a financial plan, pay off debts or start savings","og_url":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/","og_site_name":"Penny Golightly","article_publisher":"https:\/\/www.facebook.com\/pennygolightly.com\/","article_published_time":"2013-03-14T19:51:01+00:00","article_modified_time":"2013-03-14T19:51:37+00:00","og_image":[{"url":"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg","type":"","width":"","height":""}],"author":"Penny Golightly","twitter_card":"summary_large_image","twitter_creator":"@https:\/\/twitter.com\/PennyGolightly","twitter_site":"@PennyGolightly","twitter_misc":{"Written by":"Penny Golightly","Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#article","isPartOf":{"@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/"},"author":{"name":"Penny Golightly","@id":"https:\/\/www.pennygolightly.com\/#\/schema\/person\/41a4adf6c326fefb6e6a9d5c41ea6498"},"headline":"March Spring Clean: Day 14","datePublished":"2013-03-14T19:51:01+00:00","dateModified":"2013-03-14T19:51:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/"},"wordCount":295,"commentCount":0,"publisher":{"@id":"https:\/\/www.pennygolightly.com\/#organization"},"image":{"@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg","articleSection":["Jump Start 30 day challenge"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/","url":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/","name":"March Spring Clean: Day 14 – Penny Golightly","isPartOf":{"@id":"https:\/\/www.pennygolightly.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#primaryimage"},"image":{"@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg","datePublished":"2013-03-14T19:51:01+00:00","dateModified":"2013-03-14T19:51:37+00:00","description":"Today in our jump start month it's time to turn our hopes and dreams into reality - time to make a financial plan, pay off debts or start savings","breadcrumb":{"@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#primaryimage","url":"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg","contentUrl":"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2013\/03\/march-spring-clean-jump-start-financial-planning-savings-plan.jpg","width":400,"height":400},{"@type":"BreadcrumbList","@id":"https:\/\/www.pennygolightly.com\/march-spring-clean-day-14\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pennygolightly.com\/"},{"@type":"ListItem","position":2,"name":"Thrifty challenges","item":"https:\/\/www.pennygolightly.com\/category\/thrifty-challenges\/"},{"@type":"ListItem","position":3,"name":"Jump Start 30 day challenge","item":"https:\/\/www.pennygolightly.com\/category\/money-saving-challenge\/jump-start\/"},{"@type":"ListItem","position":4,"name":"March Spring Clean: Day 14"}]},{"@type":"WebSite","@id":"https:\/\/www.pennygolightly.com\/#website","url":"https:\/\/www.pennygolightly.com\/","name":"Penny Golightly","description":"Thrifty lifestyle, better budgeting & living well on less","publisher":{"@id":"https:\/\/www.pennygolightly.com\/#organization"},"alternateName":"Penny Golightly","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pennygolightly.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.pennygolightly.com\/#organization","name":"Penny Golightly","alternateName":"PennyGolightly","url":"https:\/\/www.pennygolightly.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.pennygolightly.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2023\/04\/penny-martini-sq.png","contentUrl":"https:\/\/www.pennygolightly.com\/\/wp-content\/uploads\/2023\/04\/penny-martini-sq.png","width":327,"height":327,"caption":"Penny Golightly"},"image":{"@id":"https:\/\/www.pennygolightly.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pennygolightly.com\/","https:\/\/x.com\/PennyGolightly","https:\/\/www.instagram.com\/golightlygardens","https:\/\/www.linkedin.com\/in\/pennygolightly\/","https:\/\/www.pinterest.co.uk\/Penny_Golightly\/"]},{"@type":"Person","@id":"https:\/\/www.pennygolightly.com\/#\/schema\/person\/41a4adf6c326fefb6e6a9d5c41ea6498","name":"Penny Golightly","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.pennygolightly.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/197ed2c7e1ebe08e7a982d16d446a685?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/197ed2c7e1ebe08e7a982d16d446a685?s=96&d=blank&r=g","caption":"Penny Golightly"},"description":"Cheapest, cheekiest, chic-est.","sameAs":["https:\/\/x.com\/https:\/\/twitter.com\/PennyGolightly"]}]}},"_links":{"self":[{"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/posts\/3487","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/comments?post=3487"}],"version-history":[{"count":0,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/posts\/3487\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/media?parent=3487"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/categories?post=3487"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pennygolightly.com\/wp-json\/wp\/v2\/tags?post=3487"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}