{"id":7153,"date":"2014-04-07T04:00:16","date_gmt":"2014-04-07T03:00:16","guid":{"rendered":"https:\/\/www.pennygolightly.com\/\/?p=7153"},"modified":"2014-04-08T13:14:41","modified_gmt":"2014-04-08T12:14:41","slug":"christmas-april","status":"publish","type":"post","link":"https:\/\/www.pennygolightly.com\/christmas-april\/","title":{"rendered":"Christmas in April"},"content":{"rendered":"

Yes, really. Why? Because when the festive season rolls around, many of us end up treating it like it’s some kind of financial emergency. Of course it isn’t – we know the date already and it’s absolutely no surprise – so let’s not get caught out for Christmas 2014.<\/p>\n

\"Christmas

April is a good time to get started. Honest. And stop rolling those pretty eyes at me, I know you haven’t even had your Easter eggs yet…<\/p>\n

So, April is<\/em> a good time to get started. Chances are you’ve had time to clear the worst of last year’s festive hangover? Hope so, anyway. By getting started, I mean putting a little cash aside every month from April until November, so the entirely predictable arrival of December’s festivities could also coincide with you having a nice lump sum to spend instead of going overdrawn \/ running up a credit card bill \/ being tempted to take out a loan.<\/p>\n

It doesn’t have to be much, any amount you can spare is helpful. I’m planning on putting away \u00a325 a month for eight months, so I’ll have \u00a3200 set by. That’ll be plenty because we don’t go over the top here, and I won’t miss an amount like that as it’s not going to wreck my monthly budgets. I know it’s the last thing most of us want to think about at this time of year but a tiny amount of organisation and planning can go a long way.<\/p>\n

Less stress, no debt. Isn’t that a lovely gift to give yourself and your household?<\/p>\n

Are you saving up for Christmas this year? Or are you putting your hands over your ears right now and saying “la, la, la, la, la, la, Penny I can’t hear you, la, la, la”?<\/span><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Yes, really. Why? Because when the festive season rolls around, many of us end up treating it like it’s some kind of financial emergency. Of course it isn’t – we know the date already and it’s absolutely no surprise – so let’s not get caught out for Christmas 2014. April is a good time to…<\/p>\n","protected":false},"author":1,"featured_media":7154,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-7153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thrifty-living"],"yoast_head":"\nChristmas in April – Penny Golightly<\/title>\n<meta name=\"description\" content=\"How to save up for Christmas\" \/>\n<meta name=\"robots\" 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