{"id":84357,"date":"2023-09-26T18:10:08","date_gmt":"2023-09-26T17:10:08","guid":{"rendered":"https:\/\/www.pennygolightly.com\/?p=84357"},"modified":"2023-09-27T16:03:44","modified_gmt":"2023-09-27T15:03:44","slug":"claw-it-back-tenner-week-day-3-warn-yourself-wednesday","status":"publish","type":"post","link":"https:\/\/www.pennygolightly.com\/claw-it-back-tenner-week-day-3-warn-yourself-wednesday\/","title":{"rendered":"Claw it Back Tenner Week Day 3: Warn Yourself Wednesday"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Claw-it-back-Tenner-Week-warn-yourself-Wednesday-large-sq.jpg\" alt=\"Claw it Back Tenner Week Day 3 Warn Yourself Wednesday\" class=\"wp-image-84358 lazyload\"\/><noscript><img decoding=\"async\" width=\"816\" height=\"816\" src=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Claw-it-back-Tenner-Week-warn-yourself-Wednesday-large-sq.jpg\" alt=\"Claw it Back Tenner Week Day 3 Warn Yourself Wednesday\" class=\"wp-image-84358 lazyload\" srcset=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Claw-it-back-Tenner-Week-warn-yourself-Wednesday-large-sq.jpg 816w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Claw-it-back-Tenner-Week-warn-yourself-Wednesday-large-sq-300x300.jpg 300w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Claw-it-back-Tenner-Week-warn-yourself-Wednesday-large-sq-150x150.jpg 150w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Claw-it-back-Tenner-Week-warn-yourself-Wednesday-large-sq-768x768.jpg 768w\" sizes=\"(max-width: 816px) 100vw, 816px\" \/><\/noscript><\/figure>\n\n\n\n<p>Today we\u2019re going to make things much easier for our future selves by putting an early warning system in place, so there&#8217;s less chance of forgetting anything money-related. <\/p>\n\n\n\n<p>This should only take a few minutes, and it\u2019s much less stressful than finding out you\u2019ve missed an essential payment.<\/p>\n\n\n\n<p>Start by thinking about the bills that you don\u2019t have to pay very frequently. You\u2019ll probably find that most these are ones that you\u2019re only paying for annually, such as many insurance deals. You might have to look carefully through the last 12 months of your financial records to get the full picture. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Warn Yourself Wednesday Checklist<\/h2>\n\n\n\n<p>Today, be especially on the lookout for annual insurance payments, such as:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Travel insurance<\/li>\n\n\n\n<li>Car insurance<\/li>\n\n\n\n<li>Buildings insurance<\/li>\n\n\n\n<li>Home contents insurance<\/li>\n\n\n\n<li>Life insurance<\/li>\n\n\n\n<li>Income protection insurance<\/li>\n\n\n\n<li>Critical illness cover<\/li>\n\n\n\n<li>Health insurance<\/li>\n\n\n\n<li>Pet insurance<\/li>\n\n\n\n<li>Professional or business insurance<\/li>\n\n\n\n<li>Any other insurance or payment protection<\/li>\n<\/ul>\n\n\n\n<p>Also look out for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Annual subscriptions you want to keep<\/li>\n\n\n\n<li>Annual memberships<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Warn-yourself-Wednesday-Claw-it-Back-Tenner-Week.jpg\" alt=\"Warn Yourself Wednesday diary entry\" class=\"wp-image-84359 lazyload\"\/><noscript><img decoding=\"async\" width=\"816\" height=\"816\" src=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Warn-yourself-Wednesday-Claw-it-Back-Tenner-Week.jpg\" alt=\"Warn Yourself Wednesday diary entry\" class=\"wp-image-84359 lazyload\" srcset=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Warn-yourself-Wednesday-Claw-it-Back-Tenner-Week.jpg 816w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Warn-yourself-Wednesday-Claw-it-Back-Tenner-Week-300x300.jpg 300w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Warn-yourself-Wednesday-Claw-it-Back-Tenner-Week-150x150.jpg 150w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/Warn-yourself-Wednesday-Claw-it-Back-Tenner-Week-768x768.jpg 768w\" sizes=\"(max-width: 816px) 100vw, 816px\" \/><\/noscript><\/figure>\n\n\n\n<p>Now do the \u2018warn yourself\u2019 part of Warn Yourself Wednesday &#8211; put the renewal dates of these annual payments into your diary or calendar.<\/p>\n\n\n\n<p>Then all you need to do it put the final layer of money saving into the equation. Make sure you put a second date in your diary so you have time to shop around to get a better deal. Most people pick a date two weeks before their renewal date for this reminder.<\/p>\n\n\n<style>.kb-row-layout-id84348_4e853a-a6 > .kt-row-column-wrap{align-content:end;}:where(.kb-row-layout-id84348_4e853a-a6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:end;}.kb-row-layout-id84348_4e853a-a6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-none, 0rem );max-width:var( --global-content-width, 1280px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:0px;padding-bottom:0px;grid-template-columns:minmax(0, calc(15% - ((var(--global-kb-gap-md, 2rem) * 2 )\/3)))minmax(0, calc(20% - ((var(--global-kb-gap-md, 2rem) * 2 )\/3)))minmax(0, calc(65% - ((var(--global-kb-gap-md, 2rem) * 2 )\/3)));}.kb-row-layout-id84348_4e853a-a6 > .kt-row-layout-overlay{opacity:0.68;}@media all and (max-width: 1024px){.kb-row-layout-id84348_4e853a-a6 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id84348_4e853a-a6 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id84348_4e853a-a6 > .kt-row-column-wrap{padding-top:40px;padding-right:10px;padding-bottom:40px;padding-left:10px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id84348_4e853a-a6 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id84348_4e853a-a6 alignfull has-theme-palette8-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-bottom kb-theme-content-width\">\n<style>.kadence-column84348_6f59b3-68 > .kt-inside-inner-col,.kadence-column84348_6f59b3-68 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column84348_6f59b3-68 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column84348_6f59b3-68 > .kt-inside-inner-col{flex-direction:column;}.kadence-column84348_6f59b3-68 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column84348_6f59b3-68 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column84348_6f59b3-68{position:relative;}@media all and (max-width: 1024px){.kadence-column84348_6f59b3-68 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column84348_6f59b3-68 > .kt-inside-inner-col{padding-right:40px;padding-left:40px;border-bottom:1px solid var(--global-palette3, #1A202C);flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column84348_6f59b3-68 inner-column-1\"><div class=\"kt-inside-inner-col\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/TW-Spending-diary-freebie-on-phone-1024x1024.jpg\" alt=\"\" class=\"wp-image-84336 lazyload\"\/><noscript><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/TW-Spending-diary-freebie-on-phone-1024x1024.jpg\" alt=\"\" class=\"wp-image-84336 lazyload\" srcset=\"https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/TW-Spending-diary-freebie-on-phone-1024x1024.jpg 1024w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/TW-Spending-diary-freebie-on-phone-300x300.jpg 300w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/TW-Spending-diary-freebie-on-phone-150x150.jpg 150w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/TW-Spending-diary-freebie-on-phone-768x768.jpg 768w, https:\/\/www.pennygolightly.com\/wp-content\/uploads\/2023\/09\/TW-Spending-diary-freebie-on-phone.jpg 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/noscript><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column84348_2c34ae-52 > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;}.kadence-column84348_2c34ae-52 > .kt-inside-inner-col,.kadence-column84348_2c34ae-52 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column84348_2c34ae-52 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column84348_2c34ae-52 > .kt-inside-inner-col{flex-direction:column;}.kadence-column84348_2c34ae-52 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column84348_2c34ae-52 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column84348_2c34ae-52{position:relative;}@media all and (max-width: 1024px){.kadence-column84348_2c34ae-52 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column84348_2c34ae-52 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column84348_2c34ae-52 inner-column-2\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading84348_8ab400-b4, .wp-block-kadence-advancedheading.kt-adv-heading84348_8ab400-b4[data-kb-block=\"kb-adv-heading84348_8ab400-b4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading84348_8ab400-b4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading84348_8ab400-b4[data-kb-block=\"kb-adv-heading84348_8ab400-b4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading84348_8ab400-b4, .wp-block-kadence-advancedheading.kt-adv-heading84348_8ab400-b4[data-kb-block=\"kb-adv-heading84348_8ab400-b4\"]{text-align:center!important;}}<\/style>\n<h2 class=\"kt-adv-heading84348_8ab400-b4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading84348_8ab400-b4\">FREE<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading84348_dfd2e2-65, .wp-block-kadence-advancedheading.kt-adv-heading84348_dfd2e2-65[data-kb-block=\"kb-adv-heading84348_dfd2e2-65\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading84348_dfd2e2-65 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading84348_dfd2e2-65[data-kb-block=\"kb-adv-heading84348_dfd2e2-65\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading84348_dfd2e2-65, .wp-block-kadence-advancedheading.kt-adv-heading84348_dfd2e2-65[data-kb-block=\"kb-adv-heading84348_dfd2e2-65\"]{text-align:center!important;}}<\/style>\n<h2 class=\"kt-adv-heading84348_dfd2e2-65 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading84348_dfd2e2-65\">Tenner Week Spending Diary!<\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col{padding-top:20px;padding-bottom:20px;}.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col,.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col{flex-direction:column;}.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column84348_d6dcd6-39{position:relative;}@media all and (max-width: 1024px){.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kadence-column84348_d6dcd6-39 > .kt-inside-inner-col{flex-direction:column;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column84348_d6dcd6-39 inner-column-3\"><div class=\"kt-inside-inner-col\">\n<script async data-uid=\"ef296630a9\" src=\"https:\/\/penny-golightly.ck.page\/ef296630a9\/index.js\"><\/script>\n<\/div><\/div>\n\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">Other useful Tenner Week articles:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.pennygolightly.com\/claw-it-back-tenner-week-day-2-cancel-it-tuesday\/\">Tenner Week Day 2: Cancel it Tuesday<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.pennygolightly.com\/tenner-week\/\">The offical Tenner Week Challenge rules<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.pennygolightly.com\/12-tips-for-a-successful-tenner-week-money-saving-challenge\/\">12 tips for a successful Tenner Week<\/a><\/li>\n<\/ul>\n\n\n\n<p><strong>That&#8217;s it for Warn Yourself Wednesday &#8211; what sort of renewal dates will you be putting in your diary?<\/strong><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Today we\u2019re going to make things much easier for our future selves by putting an early warning system in place, so there&#8217;s less chance of forgetting anything money-related. This should only take a few minutes, and it\u2019s much less stressful than finding out you\u2019ve missed an essential payment. Start by thinking about the bills that&#8230;<\/p>\n","protected":false},"author":1,"featured_media":84358,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[575],"tags":[671],"class_list":["post-84357","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-live-on-10","tag-tenner-week"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Claw it Back Tenner Week Day 3: Warn Yourself Wednesday &#8211; Penny Golightly<\/title>\n<meta name=\"description\" content=\"It&#039;s Day 3 of the Claw it Back Tenner Week Challenge. 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